Legal
Terms of Service
Last updated: March 2026
1. Acceptance of terms
By accessing or using Finance Watchtower, you agree to be bound by these Terms of Service. If you do not agree, do not use the service.
2. Description of service
Finance Watchtower is a personal finance tool that helps users track budgets, savings targets, and investment performance. The service provides calculations and data visualisations; it does not provide financial advice.
3. Not financial advice
Finance Watchtower provides information and calculations only. Nothing in the service constitutes financial, investment, tax, or legal advice. Always consult a qualified professional before making financial decisions.
4. Account responsibilities
You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorised use of your account.
5. Acceptable use
You agree not to:
- Use the service for any unlawful purpose
- Attempt to gain unauthorised access to any part of the service
- Interfere with or disrupt the service or its infrastructure
- Upload malicious code or content
6. Subscription and billing
Paid plans are billed monthly or annually. You may cancel at any time; access continues until the end of the billing period.
7. Termination
We reserve the right to suspend or terminate accounts that violate these terms, with or without notice. You may delete your account at any time from account settings.
8. Disclaimer of warranties
The service is provided "as is" without warranties of any kind. We do not guarantee the accuracy of calculations or data displayed.
9. Limitation of liability
To the fullest extent permitted by law, Finance Watchtower shall not be liable for any indirect, incidental, or consequential damages arising from your use of the service.
10. Changes to terms
We may update these terms from time to time. Continued use of the service after changes constitutes acceptance.
11. Contact
Questions? Contact us at hello@financewatchtower.com.