Finance Watchtower

Simple pricing. No surprises.

Free to start. Upgrade when you need smarter budgeting and more.

✓ Cancel anytime✓ No bank connection required✓ Your data is encrypted

Free

$0forever

Everything you need to get started with personal finance tracking.

  • Track spending and budgets
  • Recurring payments
  • Split expenses with friends (Events)
  • One-time bank statement import (CSV)
  • Mobile app (iOS & Android)
  • Multi-currency support
  • MFA & encrypted data
Join waitlist

Basic

Most Popular
$50/yr
~$4.17/moSave 17%

For financially aware users who want smarter insights.

  • Everything in Free
  • Smart budgeting suggestions
  • Multi-currency events
  • Shared finance collaboration ("Projects")
Join waitlist

Pro

$144/yr
~$12/moSave 20%

AI-powered insights and unlimited usage for power users.

  • Everything in Basic
  • Unlimited receipt scanning
Join waitlist

Lifetime deal — launch week only

Limited

One-time payment. Access forever. Retiring after the first 20–30 users — waitlist subscribers get first access.

Basic Lifetime

$75one-time

Everything in Basic, forever.

Join waitlist to claim

Pro Lifetime

$150one-time

Everything in Pro, forever.

Join waitlist to claim

Lifetime pricing subject to change. We'll email waitlist subscribers before public availability.

Receipt scanning packs

Available on any plan. Top up scans as you need them.

100 scans

one-time purchase

$5

500 scans

one-time purchase

$15

Full feature comparison

FeatureFreeBasicPro
Transaction logging
Budget categories
Recurring payments
Events (expense splitting)
Multi-currency
CSV bank import (one-off)
Mobile app (iOS & Android)
MFA & encrypted data
Smart budgeting suggestions
Multi-currency events
Shared finance collaboration
Receipt scanningAdd-onAdd-onUnlimited

Billing questions

Can I cancel anytime?Toggle answer

Yes, cancel any time from your account settings. You keep access until the end of your billing period. No questions asked.

Do I need to connect my bank account?Toggle answer

No. Manual entry and CSV import work on the Free plan. Automatic bank imports are optional on Basic and above.

Is my data encrypted?Toggle answer

Yes. All financial data is encrypted at rest and in transit. We never sell your data.

What happens if I downgrade?Toggle answer

Your data is preserved. You'll lose access to paid features but nothing is deleted.

Get early access.

Join the waitlist — we'll email you when the beta opens.